The First Money Lesson Every Kid Should Learn

Money lessons don’t have to start with piggy banks or allowance charts. They start with everyday conversations. The very first money skill kids need? Understanding that money is earned, not endless.

Think about when your child asks for a toy at the store. Instead of a flat “no,” try: “That toy costs $10. Let’s think about how we could earn $10.” Suddenly, money isn’t just something parents magically have in their wallets. It’s something connected to effort and choice.

This simple mindset shift sets the foundation for everything else: saving, spending, and even generosity. And the best part? You don’t need a complicated lesson plan. Just a few everyday moments to show that money is a tool we exchange for value.

Small chats now = big confidence later. 💡