The First Money Lesson Every Kid Should Learn

Money lessons don’t have to start with piggy banks or allowance charts — they start with everyday conversations. The very first money skill kids need? Understanding that money is earned, not endless.

Think about when your child asks for a toy at the store. Instead of a flat “no,” try: “That toy costs $10. Let’s think about how we could earn $10.” Suddenly, money isn’t just something parents magically have in their wallets — it’s something connected to effort and choice.

This simple mindset shift sets the foundation for everything else: saving, spending, and even generosity. And the best part? You don’t need a complicated lesson plan. Just a few everyday moments to show that money is a tool we exchange for value.

Small chats now = big confidence later. 💡